The per-person costs of insuring EHBs are reasonably low, and account for small percentages of the overall premium when the costs are spread broadly across a large population with diverse ages and health care risks. Experts note that placing the costs fully on the users of health care can make those services unaffordable for those who need them.
About the Urban Institute
The nonprofit Urban Institute is dedicated to elevating the debate on social and economic policy. For nearly five decades, Urban scholars have conducted research and offered evidence-based solutions that improve lives and strengthen communities across a rapidly urbanizing world. Their objective research helps expand opportunities for all, reduce hardship among the most vulnerable, and strengthen the effectiveness of the public sector. Visit the Urban Institute's Health Policy Center for more information specific to its staff and its recent research.