Implications for Households if the Supreme Court Overturns the Affordable Care Act
Brief Sep-01-2020 | | 1-min read
The U.S. Supreme Court is set to hold hearings on California v. Texas in November 2020, a case in which the plaintiffs argue the court should invalidate the Affordable Care Act (ACA) in its entirety.
If the ACA is overturned by the Supreme Court and its consumer protections are eliminated, increases in household costs would disproportionately impact families with moderate and low incomes due to the loss of premium tax credits, cost-sharing subsidies, and the Medicaid eligibility expansion, according to researchers.
The analysis, which comes approximately one month before the Supreme Court is expected to hear arguments on the constitutionality of the ACA in California v. Texas, explains how ending guarantees of affordable insurance coverage to people with medical conditions could raise their premiums to extremely high levels, exclude benefits for the care they need, or allow insurers to deny coverage altogether. Repealing the ACA would also reimpose annual coverage limits, greatly increasing people’s exposure to out-of-pocket expenses in the face of serious health care needs.
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