Conclusion
By cooperating in areas such as regulations and premium pricing, insurers and states were able to prevent bare counties, though there is a strong consensus among both state regulators and insurers that these were stopgap measures that are unsustainable without long-term federal action.
About the Georgetown's Health Policy Institute-Center on Health Insurance Reforms
The Center on Health Insurance Reforms at Georgetown University’s Health Policy Institute is a nonpartisan, expert team of faculty and staff dedicated to conducting research on the complex and developing relationship between state and federal oversight of the health insurance marketplace.
About the Urban Institute
The nonprofit Urban Institute is dedicated to elevating the debate on social and economic policy. For nearly five decades, Urban scholars have conducted research and offered evidence-based solutions that improve lives and strengthen communities across a rapidly urbanizing world. Their objective research helps expand opportunities for all, reduce hardship among the most vulnerable, and strengthen the effectiveness of the public sector. Visit the Urban Institute’s Health Policy Center for more information specific to its staff and its recent research.