The ACA-mandated MLR levels are designed to ensure value in the individual health plan market while steadying the rise and fall of premium costs. While this may a long-term result, consumers could experience higher-than-normal premium increases in the short term as insurers become more experienced with the new regulations.
About the Grantee
The nonprofit Urban Institute is dedicated to elevating the debate on social and economic policy. For nearly five decades, Urban scholars have conducted research and offered evidence-based solutions that improve lives and strengthen communities across a rapidly urbanizing world. Their objective research helps expand opportunities for all, reduce hardship among the most vulnerable, and strengthen the effectiveness of the public sector. For more information specific to the Urban Institute’s Health Policy Center, its staff, and its recent research, visit http://www.urban.org/policy-centers/health-policy-center.