Will Those With Cancelled Insurance Policies Be Better Off in ACA Marketplaces?

Recent months have seen considerable focus on cancellations of nongroup health insurance policies that do not meet the standards of the Affordable Care Act. While attention has focused on concern that many of these individuals will face higher premiums as a result of their cancelled policies, this study shows that large numbers of affected individuals can purchase an affordable alternative in the health insurance marketplaces.

The study concludes that it would be difficult for the majority of individuals, particularly those qualifying for subsidies, to obtain coverage for a lower premium than those available in the marketplaces today.

This report was prepared by researchers at the Urban Institute, with support from the Robert Wood Johnson Foundation, as part of the Quick Strike Series.