Impact of National Health Reform and State-Based Exchanges on the Level of Competition in the Nongroup Market

The number of insurers that offer nongroup plans to consumers this fall in state-run health insurance exchanges will be greater than normal, according to this analysis from RWJF's State Health Reform Assistance Network.

The report compares the number of insurers offering plans prior to national health reform with insurers applying to operate in state exchanges, and finds that the number of carriers offering nongroup insurance plans will increase substantially, from 52 to 70--an increase of 35 percent. Six of the 10 states will see more insurers operating on the nongroup exchange compared to the number of significant competitors pre-reform. Four states expect no change. 

The 10 states analyzed for the report are California, Colorado, Connecticut, District of Columbia, Maryland, Massachusetts, Oregon, Rhode Island, Vermont and Washington.


Summary of Results