How will the Uninsured be Affected by Health Reform?

There has been a lot of discussion about how many Americans are truly unable to access affordable health insurance, and how they might fare under health reform scenarios. In a four-part series released by the Robert Wood Johnson Foundation and the Kaiser Commission on Medicaid and the Uninsured, authors Lisa Dubay and Allison Cook calculate how many uninsured people could gain coverage through a health reform scenario that draws on proposals being discussed on Capitol Hill.

The analysis examines a health reform scenario that would expand Medicaid to individualswith incomes up to 133 percent of the federal poverty line (FPL), provide subsidies for individuals with incomes between 133 and 399 percent of the FPL, and require individuals to obtain coverage through an individual mandate.

The four groups the authors cover are:

  • The non-elderly uninsured;
  • Uninsured parents, who compose a quarter of the uninsured;
  • Childless adults who make up 57 percent of uninsured Americans; and
  • Uninsured children.