Issue 4: June 2004

Expanding the Individual Health Insurance Market: Lessons from the State Reforms of the 1990s

Policy Brief:

Fig 1 Health insurance coverage of nonelderly Americans, 2002

Fig 2 Simulated annual premiums (in dollars) for non-smokers, 1998-2001

Fig 3 Number of states with individual market reforms, 2000

Research Synthesis Report:

Fig 1 Major types of state insurance reforms

Fig 2 Individual market share by type of insurer (total U.S.), 1997 and 2001

Fig 3 Predicted premiums (dollars) by family characteristics, pooled data from 1998-2001

Fig 4 Comparison of the population characteristics of nonelderly with employment-based and individual insurance, 1997

Fig 5 Health status by type of insurance (nonelderly adults), pooled data 1998-2001

Fig 6 Number of states with reform enacted by type and year, 1990-1998, 2000

Fig 7 Continuum of state individual insurance reform laws

Fig 8 Comprehensive reform states