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Small Businesses

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  • Topic: Small businesses
  • Topic: Insurance coverage
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Essential Health Benefits

May 2, 2013 | Issue Brief

States are allowed under the Affordable Care Act to customize their own health insurance plans to meet a required 10 categories of “essential health benefits.” While states like the flexible approach, patient advocates prefer a national standard.

Virginia and Pennsylvania Small Business Owners Learn of Health Insurance Options Through Seminars and Guides

September 1, 2007 | Program Result Report

The Healthcare Leadership Council, along with Jason Lee, Ph.D., from Health Policy Consulting, studied the impact of educating small business owners in Virginia and Pennsylvania about health insurance.

Why Small Businesses Don't Pay for Health Benefits

November 1, 1996 | Program Result Report

The University of Michigan School of Public Health conducted Phase II of the Small Business Benefits Study by resurveying the small business respondents with respect to their businesses, their benefits and their employees.

HHS Proposed Rules on Exchange Implementation Requirements

August 1, 2011 | Issue Brief

Preparing for exchange implementation.

Declining Health Insurance in Low-Income Working Families and Small Businesses

April 1, 2012 | Report

The report finds that declines in ESI have been greater for low-income than high-income families, and greater for small firms than large ones. Additionally, low-income people working in large firms experienced large declines in ESI, where as high-income people in large firms experienced relatively small declines.

Regulating the Medical Loss Ratio

March 1, 2011 | Journal Article

The impact of medical loss ratio regulations on the individual health insurance market could be large and vary dramatically across states.

The Effects of Health Reform on Small Businesses and Their Workers

June 1, 2011 | Issue Brief

Report finds that ACA will likely help reverse these trends due largely to the introduction of the Small Business Health Options Program (SHOP) and reforms to health insurance markets.

Health Insurance Reforms

October 21, 2009 | Issue Brief

Proposed reforms to the health insurance industry would provide a number of consumer protections and price equitably without regard to geography, age and other factors.

Shared Responsibility

August 12, 2009 | Issue Brief

In recent years, employer-sponsored health insurance has eroded leaving 1 in 4 workers without coverage. Should employers be required either pay for employer insurance or subsidize coverage of the uninsured?

Overview of Final Exchange Regulations

April 1, 2012 | Issue Brief

The State Network summarizes key provisions in the Patient Protection and Affordable Care Act (ACA) final rule, which represents the most significant guidance to date on Health Insurance Exchanges operation, setting forth minimum standards.

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