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Risk Adjustment

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Risk Adjustment in Health Insurance

August 30, 2012 | Issue Brief

Insurance market reforms under the Affordable Care Act (ACA) are designed to increase the number of Americans with insurance—and to shed the current system in which health plans have an incentive to enroll healthier people while avoiding the sick. O ...

Observational Intensity Bias Associated With Illness Adjustment

February 21, 2013 | Journal Article

Researchers raise significant questions about the risk adjustment that Medicare and others apply to insurance claims data.

Risk Adjustment and Reinsurance

December 1, 2011 | Issue Brief

This brief presents states with a work plan that outlines the decisions and actions needed to implement the risk adjustment and reinsurance provisions of the Affordable Care Act.

Risk Adjustment and Reinsurance

December 1, 2011 | Issue Brief

Under the Affordable Care Act (ACA) much of the expanded coverage will be provided through health insurers offering products on the new health insurance exchanges. To ensure robust markets, exchanges must have in place processes for mitigating the f ...

Insurance Discrimination On the Basis Of Health Status

January 1, 2009 | Report

This paper provides a brief overview of discrimination practices, the federal law and federal reform options to manage discriminatory practices in the insurance and employee health benefit markets.

INQRI Grantee Uses Health Information Technology to Reduce Falls Among Older Hospital Patients

November 5, 2010 | Story

Study by RWJF grantee published in the "Journal of the American Medical Association."

Analysis of HHS Proposed Rules on Reinsurance, Risk Corridors and Risk Adjustment

September 1, 2011 | Issue Brief

Provisions critical to the successful implementation of ACA.

Mitigating Risk in a State Health Insurance Exchange

December 1, 2011 | Toolkit

This toolkit series, released by the Robert Wood Johnson Foundation and the Blue Cross Blue Shield of Massachusetts Foundation, provides examples, templates, and lessons from Massachusetts.

Methods of Mortality Risk Adjustment in the NICU

March 1, 2013 | Journal Article

NICU mortality risk-adjustment scores vary widely by the data collected and the timing of collection.

Coping with Risk Segmentation

February 1, 2003 | Issue Brief

Risk segmentation and the consequent wide variation in premiums create at least two kinds of problems. First, some high-risk people are not able to afford coverage. Second, the wide premium spread requires some people to pay much more than others for identical coverage.

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