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Long-term-care Insurance

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Creating Long-Term-Care Insurance Options for Elderly People

October 4, 2011 | Program Result

The Center for Health Care Strategies helped states create long-term-care insurance partnership programs that provide affordable coverage and financial protection for beneficiaries, generate business for insurers, and protect Medicaid budgets.

Program Results Topic Summary: Financing Long-Term Care

October 13, 2009 | Program Result

Few Americans have long-term-care insurance. They face paying for long-term care out-of-pocket - the largest financial risk that most Americans face without the protection of an insurance policy to spread the potential burden of this uncertain need.

Long-Term-Care Insurance

October 13, 2009 | Program Result

Most people with long-term-care needs have limited insurance coverage for long-term-care services.

Long-Term Care Insurance Adds Caregiving Hours, Does Not Reduce Amount of Informal Care, Study Finds

March 30, 2004 | Program Result

The Center for Health and Long-Term Care Research, under the direction of Marc A. Cohen, Ph.D. and Jessica Miller, Ph.D., studied how private long-term care insurance affects the level and mix of formal and informal services used.

Long-Term Care Insurance: Connecticut's Public-Private Partnership Has Steady Growth

January 1, 2007 | Program Result

Connecticut became the first state to implement a public-private partnership to finance long-term care, allowing purchasers to keep control of their assets equal to the amount the insurance policy paid for long-term care services.

The Partnership for Long-Term Care

January 1, 2007 | Book

In this chapter of the Anthology, Alper discusses the Foundation's Program to Promote Long-Term Care Insurance for the Elderly that allowed nursing home patients with state-approved private long-term care insurance policies to be eligible for Medicaid.

Program to Promote Long-Term Care Insurance for the Elderly

July 24, 2007 | Program Result

The Program to Promote Long-Term Care Insurance for the Elderly, a national program of RWJF, was charged with providing states with resources to plan and implement private/public partnerships.

Long-Term Care Insurance: CalPERS Policies Offer California Public Employees Asset Protection

May 1, 2006 | Program Result

The state of California implemented the California Partnership for Long Term Care (CPLTC) - its public-private partnership to finance long-term care - in 1994.

Oregon Makes Plans for But Does Not Implement Lifetime Protection in Its Long-Term Care Insurance Program for the Elderly

May 1, 2006 | Program Result

The state of Oregon conducted planning for a private-public partnership for long-term care insurance. The planning included development of criteria by which the state could judge case management systems.

Long-Term Care Insurance: High Price, Lack of Understanding Hurt Sales in Indiana

May 1, 2006 | Program Result

The state of Indiana implemented the Indiana Long Term Care Program - a public-private partnership to finance long-term care. ILTCP provides one dollar of asset protection for each dollar paid out by the purchaser's insurance policy.

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