Helping Consumers Understand the New Premium Tax Credit
May 15, 2013 | Issue Brief
Consumers Union report explores responses to a new tax credit brochure in an effort to help consumers understand premium tax credits.
Insurance Premiums
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Why the ACA's Limits on Age-Rating Will Not Cause "Rate Shock"
March 4, 2013 | Issue Brief
The impact of a much-discussed Affordable Care Act (ACA) provision that aims to limit variation in the amount of health care premiums charged to older adults compared to younger ones is explored in this brief.
Relative Affordability of Health Insurance Premiums Under CHIP Expansion Programs and the ACA
July 21, 2011 | Journal Article
Despite the importance of affordability to universal access to health insurance coverage, there is wide variability in what is considered affordable.
The Effects of Large Premium Increases on Individuals, Families, and Small Businesses
March 1, 2010 | Issue Brief
Report examines the effects on coverage, costs, and small employer decisions to offer insurance under different scenarios for general increases in individual and ESI premiums.
State-Level Trends in Employer-Sponsored Health Insurance
April 11, 2013 | Report
Health insurance coverage through employers declined significantly from 2000 to 2011, likely due to costs.
What Are the Issues Surrounding Medical Liability Reform?
January 1, 2012 | Issue Brief
Some policy-makers, backed by physicians and insurers, advocate tough federal limits on medical malpractice lawsuits as a means to curb the nation’s relentlessly rising health spending.
We All Want it, but We Don't Know What it is
October 1, 2011 | Journal Article
An expert panel expressed divergent opinions about what constitutes affordability of health insurance premiums under the ACA.
What are the Effects of the Individual Mandate?
January 1, 2012 | Issue Brief
The individual mandate is an integral but controversial part of the health insurance reforms under the Affordable Care Act.
Cost of Health Insurance Leads to Lower Wages, But Impact is Uneven
May 1, 2005 | Program Result Report
The Urban Institute analyzed data from the long-running National Longitudinal Survey of Youth to examine the question of whether employers pass on the cost of health insurance to their workers by offering them lower wages.