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July 21, 2011 | Journal Article
Despite the importance of affordability to universal access to health insurance coverage, there is wide variability in what is considered affordable.
March 1, 2010 | Issue Brief
Report examines the effects on coverage, costs, and small employer decisions to offer insurance under different scenarios for general increases in individual and ESI premiums.
December 1, 2009 | Issue Brief
The Urban Institute looks at how various health reform bills make the trade-off between government costs and affordability for low- and middle-income families.
June 12, 2009 | Issue Brief
New brief details the procedure of insurers investigating policyholders' medical history after a policy has been issued.
May 1, 2012 | Issue Brief
Researchers at the University of Southern Maine's Muskie School of Public Service examine the implications of geographic rating, the practice of adjusting insurance premiums to reflect regional differences in the cost of health care, on risk pooling and insurance premiums.
September 1, 2010 | Journal Article
In this paper, the authors present the costs of defensive medicine in 35 clinical specialties to determine whether malpractice liability reforms would greatly reduce health care costs.
May 1, 2006 | Issue Brief
As a result of rapidly rising medical malpractice insurance premiums, reduced availability of coverage, and financially distressed liability insurers, many states have passed tort reforms. This synthesis examines the medical malpractice "crisis" and the effect of state tort reforms.
January 1, 2012 | Issue Brief
Some policy-makers, backed by physicians and insurers, advocate tough federal limits on medical malpractice lawsuits as a means to curb the nation’s relentlessly rising health spending.
January 1, 2012 | Issue Brief
The individual mandate is an integral but controversial part of the health insurance reforms under the Affordable Care Act.
May 4, 2006 | News Release
State-by-state analysis shows significant percentage of adults in 25 statesdecline to accept employer's coverage offer.