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Insurance Premiums

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  • Topic: Insurance premiums
  • Program: Enterprise Level
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  • Health policy (8)
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Premium Support in Medicare

March 22, 2012 | Issue Brief

With Medicare spending expected to rise, one proposal would have the federal government pay a fixed contribution to health plans. Critics fear that could result in beneficiaries shouldering more of their health care costs.

Medicare Advantage Plans

June 15, 2011 | Issue Brief

Medicare Advantage plans cover one-fourth of Medicare enrollees, but are slated to decrease over time in the Affordable Care Act to ensure closer parity with traditional Medicare program costs.

Medical Loss Ratios

November 12, 2010 | Issue Brief

Health insurance companies must start to spend a minimum percentage of premiums they collect for the people they insure.

Federally Facilitated Exchanges

January 31, 2013 | Issue Brief

More than a dozen states have chosen to forgo developing their own state-based health insurance exchanges in favor of a federal plan.

Basic Health Program

November 15, 2012 | Issue Brief

The Affordable Care Act provides a third option, the Basic Health Program, for individuals who make too much to qualify for Medicaid and too little to purchase private health insurance through exchanges.

Low Costs of Defensive Medicine, Small Savings from Tort Reform

September 1, 2010 | Journal Article

In this paper, the authors present the costs of defensive medicine in 35 clinical specialties to determine whether malpractice liability reforms would greatly reduce health care costs.

Medical Malpractice

May 1, 2006 | Issue Brief

As a result of rapidly rising medical malpractice insurance premiums, reduced availability of coverage, and financially distressed liability insurers, many states have passed tort reforms. This synthesis examines the medical malpractice "crisis" and the effect of state tort reforms.

What Are the Issues Surrounding Medical Liability Reform?

January 1, 2012 | Issue Brief

Some policy-makers, backed by physicians and insurers, advocate tough federal limits on medical malpractice lawsuits as a means to curb the nation’s relentlessly rising health spending.

What are the Effects of the Individual Mandate?

January 1, 2012 | Issue Brief

The individual mandate is an integral but controversial part of the health insurance reforms under the Affordable Care Act.

Tort Law and Medical Malpractice Insurance Premiums

September 1, 2006 | Journal Article

The United States appears to be in a new medical malpractice “crisis” after years of relative stability. Physicians, attorneys, policy-makers and other interested parties are debating what to do about recent substantial rises in malpractice premiums ...

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