Helping Consumers Understand the New Premium Tax Credit
May 15, 2013 | Issue Brief
Consumers Union report explores responses to a new tax credit brochure in an effort to help consumers understand premium tax credits.
Insurance Premiums
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Why the ACA's Limits on Age-Rating Will Not Cause "Rate Shock"
March 4, 2013 | Issue Brief
The impact of a much-discussed Affordable Care Act (ACA) provision that aims to limit variation in the amount of health care premiums charged to older adults compared to younger ones is explored in this brief.
Cross-Cutting Issues: Rate Review
September 1, 2012 | Report
 A report from the Robert Wood Johnson Foundation, compiled as part of its Affordable Care Act (ACA) Implementation—Monitoring and Tracking Series, examines the status of rate review in 10 featured states. Implemented in August 2010, rate review is ...
State-Level Trends in Employer-Sponsored Health Insurance
April 11, 2013 | Report
Health insurance coverage through employers declined significantly from 2000 to 2011, likely due to costs.
We All Want it, but We Don't Know What it is
October 1, 2011 | Journal Article
An expert panel expressed divergent opinions about what constitutes affordability of health insurance premiums under the ACA.
Relative Affordability of Health Insurance Premiums Under CHIP Expansion Programs and the ACA
July 21, 2011 | Journal Article
Despite the importance of affordability to universal access to health insurance coverage, there is wide variability in what is considered affordable.
The Effects of Large Premium Increases on Individuals, Families, and Small Businesses
March 1, 2010 | Issue Brief
Report examines the effects on coverage, costs, and small employer decisions to offer insurance under different scenarios for general increases in individual and ESI premiums.
Primer on Post-Claims Underwriting
June 12, 2009 | Issue Brief
New brief details the procedure of insurers investigating policyholders' medical history after a policy has been issued.
The Rural Implications of Geographic Rating of Health Insurance Premiums
May 1, 2012 | Issue Brief
Researchers at the University of Southern Maine's Muskie School of Public Service examine the implications of geographic rating, the practice of adjusting insurance premiums to reflect regional differences in the cost of health care, on risk pooling and insurance premiums.
What are the Effects of the Individual Mandate?
January 1, 2012 | Issue Brief
The individual mandate is an integral but controversial part of the health insurance reforms under the Affordable Care Act.