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Insurance Premiums

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Helping Consumers Understand the New Premium Tax Credit

May 15, 2013 | Issue Brief

Consumers Union report explores responses to a new tax credit brochure in an effort to help consumers understand premium tax credits.

State-Level Trends in Employer-Sponsored Health Insurance

April 11, 2013 | Report

Health insurance coverage through employers declined significantly from 2000 to 2011, likely due to costs.

Why the ACA's Limits on Age-Rating Will Not Cause "Rate Shock"

March 4, 2013 | Issue Brief

The impact of a much-discussed Affordable Care Act (ACA) provision that aims to limit variation in the amount of health care premiums charged to older adults compared to younger ones is explored in this brief.

Federally Facilitated Exchanges

January 31, 2013 | Issue Brief

More than a dozen states have chosen to forgo developing their own state-based health insurance exchanges in favor of a federal plan.

Basic Health Program

November 15, 2012 | Issue Brief

The Affordable Care Act provides a third option, the Basic Health Program, for individuals who make too much to qualify for Medicaid and too little to purchase private health insurance through exchanges.

Cross-Cutting Issues: Rate Review

September 1, 2012 | Report

  A report from the Robert Wood Johnson Foundation, compiled as part of its Affordable Care Act (ACA) Implementation—Monitoring and Tracking Series, examines the status of rate review in 10 featured states. Implemented in August 2010, rate review is ...

Studying Expansion of Coverage and Access to Care in Three States

July 30, 2012 | Program Result Report

Researchers at the Urban Institute evaluated the impact of state health reforms in on insurance coverage and access to and use of health care in Massachusetts, New York, and Illinois, under State Health Access Reform Evaluation, an RWJF national program.

The Rural Implications of Geographic Rating of Health Insurance Premiums

May 1, 2012 | Issue Brief

Researchers at the University of Southern Maine's Muskie School of Public Service examine the implications of geographic rating, the practice of adjusting insurance premiums to reflect regional differences in the cost of health care, on risk pooling and insurance premiums.

Premium Support in Medicare

March 22, 2012 | Issue Brief

With Medicare spending expected to rise, one proposal would have the federal government pay a fixed contribution to health plans. Critics fear that could result in beneficiaries shouldering more of their health care costs.

What Are the Issues Surrounding Medical Liability Reform?

January 1, 2012 | Issue Brief

Some policy-makers, backed by physicians and insurers, advocate tough federal limits on medical malpractice lawsuits as a means to curb the nation’s relentlessly rising health spending.

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