What are the Effects of the Individual Mandate?
January 1, 2012 | Issue Brief
The individual mandate is an integral but controversial part of the health insurance reforms under the Affordable Care Act.
Insurance Coverage
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Putting Limits on 'Medigap'
September 21, 2011 | Issue Brief
Efforts to lower Medicare spending have targeted the supplemental insurance program, Medigap. One proposal would put limits on Medicap coverage, but critics fear that would lead to higher out-of-pocket costs for beneficiaries.
Early Retiree Insurance
November 23, 2010 | Issue Brief
To encourage employers to maintain coverage for early retirees, the federal government picks up the tab for high-cost medical claims.
Public Health Insurance Plan
November 10, 2009 | Issue Brief
This brief lays out who could enroll, who could receive subsidies and the anticipated impact on health insurance premiums, in addition to exploring the arguments for and against a public plan.
Coverage for Low-Income People
July 23, 2009 | Issue Brief
New policy brief examines proposals for expanding Medicaid and CHIP and the consequences for low-Income people.
Tax Debate
July 9, 2009 | Issue Brief
Workers who get health coverage from their employers don't pay income or payroll taxes on it. Should some of it be taxed to help pay for coverage for others?
Expanding the Individual Health Insurance Market
June 1, 2004 | Issue Brief
Research Report Figure 7: Continuum of state individual insurance reform laws Faced with rapidly escalating premiums, fewer offers of insurance and, in some cases, a collapsing individual market, states adopted reforms designed to make coverage more ...
Essential Health Benefits
May 2, 2013 | Issue Brief
States are allowed under the Affordable Care Act to customize their own health insurance plans to meet a required 10 categories of “essential health benefits.” While states like the flexible approach, patient advocates prefer a national standard.
Per Capita Caps in Medicaid
April 18, 2013 | Issue Brief
A proposal to limit the ballooning costs of Medicaid would put a cap on the amount of federal spending per beneficiary. Critics contend that a per capita cap would shift costs to the states and thereby limit access to care.
Working as If One's Health Depended Upon it
August 1, 2003 | Program Result
In 1996-1999, investigators at the Urban Institute, Washington, investigated the effectiveness of the nation's health insurance system in providing coverage for older Americans using data from the 1992-1994 Health and Retirement study.