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Insurance Cost

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Expert Reflection

October 1, 2011 | Commentary

Making judgments about how much a person could pay for health insurance is difficult?even for an expert panel member.

Mandates and the Affordability of Health Care

June 1, 2009 | Journal Article

This article examines the "affordability" standard with regard to consumption patterns for health coverage and services. The author explores crucial differences between health care consumption and the consumption of other merit goods (i.e., food and housing).

Findings from Massachusetts Health Reform: Lessons for Other States

December 1, 2012 | Journal Article

This paper analyzes the effect of the Massachusetts health care reform on reported health care utilization and outcomes by both synthesizing the existing research and providing new evidence using the National Health Interview Survey.

Expanding Dependent Coverage for Young Adults

February 1, 2012 | Journal Article

The experience that states have had with pre-Affordable Care Act (ACA) insurance expansion to young adults shows the process is non-problematic, but there are undetermined implications for risk pooling, cost distribution, and prolonging the parental ...

Delayed and Forgone Care for Families with Chronic Conditions in High-Deductible Health Plans

January 18, 2012 | Journal Article

When families are insured by high-deductible health plans (HDHP), they are more likely than families with traditional plans to put off care, or skip it altogether.This pattern was three to times greater in high-deductible plan families than in those with traditional plans, according to this first-of-its-kind, Massachusetts-based study.

Explaining the Increase in Family Financial Pressures from Medical Bills Between 2003 and 2007

September 9, 2010 | Journal Article

This article examines whether affordability thresholds of financial strain due to medical bills change over time. The increasing cost of health care is a central issue in health policy and out-of-pocket spending for families has grown faster than incomes in the past decade.

Paying for Individual Health Insurance Through Tax-Sheltered Cafeteria Plans

September 1, 2010 | Journal Article

An examination of the legal issues surrounding the taxation of employees? premiums for individual health insurance found that state and federal law are unclear as to ?cafeteria plans?? legality, and that implementation of health reform in 2014 will only partially resolve the confusion.

How Does the Massachusetts' Health Care Reform Law Affect Coverage, Residents' Access to and Use of Health Care and Their Out-of-Pocket Medical Expenses?

September 16, 2010 | Program Result

A study finds that after Massachusetts passed health reform, the percentage of uninsured adults dropped from 13.3 percent to 4 percent - a 69.9 percent decline.

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