Health Policy
September 17, 2012 | Feature/Topic
Browse research, insight and analysis on key issues affecting health and health care in the United States.
Insurance Cost Sharing
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An Analysis of the Distribution of Cost-Sharing Levels in Individual and Small-Group Coverage
January 1, 2009 | Issue Brief
New report explores how individual and small group benefits are currently structured and examines the policy implications for health reform.
Patient Cost Sharing
December 1, 2003 | Issue Brief
How Much is Too Much?
Additional Reductions in Medicare Spending Growth Will Likely Require Shifting Costs to Beneficiaries
May 6, 2013 | Journal Article
The primary policy issue facing the U.S. health care system is the rate of spending growth in public programs, and solving that problem will probably require reforms to the entire health care sector.
Recent Proposals to Limit Medigap Coverage and Modify Medicare Cost Sharing
February 24, 2012 | Issue Brief
This paper discusses Medicare’s current cost-sharing requirements, Medigap insurance, and proposals to modify Medicare’s cost-sharing and eliminate first-dollar coverage in Medigap plans. It reviews the evidence on the effects of first-dollar covera ...
The Sharp Slowdown in Growth of Medical Imaging
August 1, 2012 | Journal Article
The growth in the use of advanced imaging for Medicare beneficiaries decelerated in 2006 and 2007, ending a decade of growth that had exceeded 6 percent annually. The slowdown raises three questions. Did the slowdown in growth of imaging under Medic ...
Medicare Advantage Plans
June 15, 2011 | Issue Brief
Medicare Advantage plans cover one-fourth of Medicare enrollees, but are slated to decrease over time in the Affordable Care Act to ensure closer parity with traditional Medicare program costs.
Preventive Services Without Cost Sharing
December 28, 2010 | Issue Brief
New federal mandates expand coverage of preventative services in health insurance plans, such as vaccines and screenings.
Lower-Income Families Pay a Higher Share of Income Toward National Health Care Spending Than Higher-Income Families Do
September 8, 2011 | Journal Article
All health care spending from public and private sources, such as governments and businesses, is ultimately paid by individuals and families.
Premium and Cost-Sharing Subsidies Under Health Reform
December 1, 2009 | Issue Brief
The Urban Institute looks at how various health reform bills make the trade-off between government costs and affordability for low- and middle-income families.
Cost Shifting Does Not Reduce the Cost of Health Care
September 2, 2009 | Commentary
This commentary addresses the differences between cost shifting and cost cutting and identifies the reasons why health care in the United States is more expensive per capita than the health care of any other nation.