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Insurance Cost Sharing

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Medicare Advantage Plans

June 15, 2011 | Issue Brief

Medicare Advantage plans cover one-fourth of Medicare enrollees, but are slated to decrease over time in the Affordable Care Act to ensure closer parity with traditional Medicare program costs.

Preventive Services Without Cost Sharing

December 28, 2010 | Issue Brief

New federal mandates expand coverage of preventative services in health insurance plans, such as vaccines and screenings.

Lower-Income Families Pay a Higher Share of Income Toward National Health Care Spending Than Higher-Income Families Do

September 8, 2011 | Journal Article

All health care spending from public and private sources, such as governments and businesses, is ultimately paid by individuals and families.

Personal Reflections on the High Cost of American Medical Care

April 25, 2011 | Journal Article

Steven A. Schroeder, MD, has devoted his career to reducing excessive health care spending at major medical institutions. In this special health care reform article, he describes numerous efforts to study and reduce health spending.

Premium and Cost-Sharing Subsidies Under Health Reform

December 1, 2009 | Issue Brief

The Urban Institute looks at how various health reform bills make the trade-off between government costs and affordability for low- and middle-income families.

The Slowdown in Health Care Spending in 2009-11 Reflected Factors Other Than the Weak Economy and Thus may Persist

May 6, 2013 | Journal Article

This study examines two factors that might account for slower health spending: job loss and benefit changes that shifted more costs to insured people.

Cost Sharing and the ACA

October 11, 2011 | Video

This short infographic video explains what cost sharing is and how it changes under health reform.

Video Vocab: Understanding the Affordable Care Act

October 11, 2011 | Video

This series of short infographic videos explains concepts of health reform.

Cost Shifting Does Not Reduce the Cost of Health Care

September 2, 2009 | Commentary

This commentary addresses the differences between cost shifting and cost cutting and identifies the reasons why health care in the United States is more expensive per capita than the health care of any other nation.

What Are the Biggest Drivers of Cost in U.S. Health Care?

July 1, 2011 | Issue Brief

U.S. health care costs continue to rise, with per capita costs already the highest in the world. Higher prices, worse efficiency and the cost of insurance administration are the leading reasons U.S. costs are higher.

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