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Insurance Cost Sharing

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  • Topic: Insurance cost sharing
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An Analysis of the Distribution of Cost-Sharing Levels in Individual and Small-Group Coverage

January 1, 2009 | Issue Brief

New report explores how individual and small group benefits are currently structured and examines the policy implications for health reform.

Patient Cost Sharing

December 1, 2003 | Issue Brief

How Much is Too Much?

Additional Reductions in Medicare Spending Growth Will Likely Require Shifting Costs to Beneficiaries

May 6, 2013 | Journal Article

The primary policy issue facing the U.S. health care system is the rate of spending growth in public programs, and solving that problem will probably require reforms to the entire health care sector.

Recent Proposals to Limit Medigap Coverage and Modify Medicare Cost Sharing

February 24, 2012 | Issue Brief

This paper discusses Medicare’s current cost-sharing requirements, Medigap insurance, and proposals to modify Medicare’s cost-sharing and eliminate first-dollar coverage in Medigap plans. It reviews the evidence on the effects of first-dollar covera ...

The Sharp Slowdown in Growth of Medical Imaging

August 1, 2012 | Journal Article

The growth in the use of advanced imaging for Medicare beneficiaries decelerated in 2006 and 2007, ending a decade of growth that had exceeded 6 percent annually. The slowdown raises three questions. Did the slowdown in growth of imaging under Medic ...

Lower-Income Families Pay a Higher Share of Income Toward National Health Care Spending Than Higher-Income Families Do

September 8, 2011 | Journal Article

All health care spending from public and private sources, such as governments and businesses, is ultimately paid by individuals and families.

The Slowdown in Health Care Spending in 2009-11 Reflected Factors Other Than the Weak Economy and Thus may Persist

May 6, 2013 | Journal Article

This study examines two factors that might account for slower health spending: job loss and benefit changes that shifted more costs to insured people.

Premium and Cost-Sharing Subsidies Under Health Reform

December 1, 2009 | Issue Brief

The Urban Institute looks at how various health reform bills make the trade-off between government costs and affordability for low- and middle-income families.

Cost Sharing and the ACA

October 11, 2011 | Video

This short infographic video explains what cost sharing is and how it changes under health reform.

Video Vocab: Understanding the Affordable Care Act

October 11, 2011 | Video

This series of short infographic videos explains concepts of health reform.

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