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Consumer-directed Health Plans

October 1, 2012 | Report

The managed care backlash of the 1990s combined with rising health expenditures led to the creation of consumer-directed health plans (CDHPs), which place greater responsibility for health care decision-making in the hands of consumers. CDHPs are in ...

Essential Health Benefits

April 25, 2012 | Issue Brief

Background on the debate and policy implications surrounding essential health benefits—health insurance plans sold to individuals and small businesses that would provide a minimum package of services in 10 categories—are explored in this brief.

Limited Options to Manage Specialty Drug Spending

April 1, 2012 | Issue Brief

Spending on specialty drugs—typically high-cost biologics used to treat a variety of serious, complex conditions ranging from blood disorders to rheumatoid arthritis—has been growing at a persistently high rate in recent years.

Plan Management

May 1, 2012 | Report

This paper funded by the Robert Wood Johnson Foundation, and authored by a joint team from Georgetown University's Health Policy institute and the National Academy of Social Insurance, provides insight for state and federal officials considering how they will assume responsibility for managing health plans once health insurance exchanges are established.

Selection in Massachusetts' Commonwealth Care Program

February 1, 2012 | Issue Brief

In this report, researchers at Mathematica Policy Research examined Massachusetts' CommCare program—a program serving low-income adults, much like the ACA's BHP is designed to do.

Growth of Consumer-Directed Health Plans to One-Half of All Employer-Sponsored Insurance Could Save $57 Billion Annually

May 1, 2012 | Journal Article

Enrollment is increasing in consumer-directed health insurance plans, which feature high deductibles and a personal health care savings account.

Evaluating Health Reform at the State Level

July 30, 2012 | Program Result

Researchers at the University of Southern Maine analyzed the impact of new health plans in Maine and Massachusetts that were designed to cover uninsured residents, as part of State Health Access Reform Evaluation, an RWJF national program.

We All Want it, but We Don't Know What it is

October 1, 2011 | Journal Article

An expert panel expressed divergent opinions about what constitutes affordability of health insurance premiums under the ACA.

Section 125 Plans in the Post-Reform Environment

June 1, 2010 | Issue Brief

Brief examines the impact of health reform on the tax code and individual insurance plans.

'Grandfathered' Health Plans

October 29, 2010 | Issue Brief

The health reform law exempts certain existing health insurance plans from many requirements. What does that mean for consumers, insurers, and employers?

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