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Employer-Sponsored Insurance

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Employer-Sponsored Health Insurance

October 1, 2011 | Issue Brief

The great recession and passage of national health reform are together altering the calculus of employer approaches to offering health benefits, according to recent findings from the Center for Studying Health System Change's (HSC) visits to 12 nationally representative metropolitan communities.

Using Payroll Deduction to Shelter Individual Health Insurance from Income Tax

February 1, 2011 | Journal Article

This article examines the use of "Section 125" cafeteria plans offered by employers to shelter individual health insurance premiums from income tax.

Section 125 Plans for Individual Insurance and HIPAA's Group Insurance Provisions

January 1, 2009 | Issue Brief

Can these plans be used to purchase medically-underwritten individual insurance?

Expert Reflection

October 1, 2011 | Commentary

Making judgments about how much a person could pay for health insurance is difficult?even for an expert panel member.

State of Reform

October 1, 2009 | Report

Lab Report #1: Evaluating State Efforts to Improve Access to Health Care

Massachusetts Health Reform

October 1, 2009 | Journal Article

This study provides an update on employers' responses under Massachusetts health reform in fall 2008, using data from surveys of working-age adults.

Rewarding Results: Aligning Incentives with High-Quality Health Care

October 15, 2009 | Program Result

Rewarding Results: Aligning Payments with High-Quality Health Care was a national program of RWJF and California HealthCare Foundation that tested the use of financial incentives to improve the quality of health care.

After the Mandates: Massachusetts Employers Continue to Support Health Reform as More Firms Offer Coverage

January 7, 2009 | Story

Increasing rates of employers offering insurance coverage suggest that crowd-out is not occurring after one year under Massachusetts health reform.

Paying for Individual Health Insurance Through Tax-Sheltered Cafeteria Plans

September 1, 2010 | Journal Article

An examination of the legal issues surrounding the taxation of employees? premiums for individual health insurance found that state and federal law are unclear as to ?cafeteria plans?? legality, and that implementation of health reform in 2014 will only partially resolve the confusion.

Study Shows Physician Gatekeeping May Help Lower Costs, But Questions Remain about Physician and Patient Satisfaction

August 1, 2003 | Program Result

In 1995-1997, David Blumenthal, M.D., Ph.D., and researchers at Massachusetts General Hospital, Boston, evaluated the impact of a major component of managed care - the use of a primary care physician as a gatekeeper to authorize all health services of HMO members.

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