Saving On Out-of-Pocket Expenses
Nearly 4 million Medicare recipients received $2.1 billion in discounts for out-of-pocket prescription drugs in 2011, for an average savings of $604 per person under the Affordable Care Act. The health care reform law requires drug manufacturers to provide discounted brand name drugs to seniors and people with disabilities and the act subsidizes generic drugs.
Source: U.S. Department of Health and Human Services
Uninsured at Premium Rates
Without the individual mandate to obtain health insurance under the Patient Protection and Affordable Care Act, 40-42 million non-elderly would remain uninsured. Private health insurance would drop by 11 million people without a mandate, while non-group premiums would increase between 10 to 25 percent.
Source: The Urban Institute
Estimated 29 Million to Remain Uninsured
While the Affordable Care Act (ACA) provides more quality, affordable health coverage options to many individuals and families, an estimated 29 million will remain uninsured in 2019.
Source: Congressional Budget Office
No More Denial of Health Coverage
Because of the Affordable Care Act (ACA), Americans will no longer be denied health coverage because of a preexisting condition and will have access to insurance when they need it most, without lifetime and annual benefit limits.
Source: Alliance for Health Reform
Gaining Coverage
By 2019, it is estimated that 29 million uninsured Americans will gain coverage under the Affordable Care Act (ACA).
Source: Congressional Budget Office
State Insurance Coverage Eligibility
Most states cover children whose families earn up to 200 percent of the Federal Poverty Level (FPL), or about $44,000 per year for a family of four. Eligibility levels vary in each state and are based on family size, and may also take into account higher costs of living.
Source: Kaiser Family Foundation
School Versus the Emergency Room
Kids who are covered by Medicaid or CHIP have better quality of care than uninsured children, and go to the doctor more and the emergency room less. Children who have health coverage also miss less school than uninsured children.
Source: Institute of Medicine
Uninsured Rates in the U.S.
48.6 million Americans lacked health insurance coverage in 2011. This accounts for 15.7 percent of all Americans.
Source: U.S. Census Bureau