The Impact of State Dependent Coverage Expansions on Young Adult Insurance Status

Further Analysis

One of the provisions in the Patient Protection and Affordable Care Act that goes into effect in 2010 is one that allows young adults nationwide to stay on their parents’ health insurance plans until age 26. However, prior to the passage of this federal statute, 38 states had already taken measures to expand dependent coverage on their own.

This issue brief by Joel Cantor, director of the Center for State Health Policy at Rutgers University, and a State Health Access Reform Evaluation (SHARE) grantee, investigates existing state-level dependent coverage expansion programs and explores how the impact of measures undertaken by states might differ from the impact of the federal dependent coverage expansion. The report, “The Impact of State Dependent Coverage Expansions on Young Adult Insurance Status: Further Analysis,” concludes that in the long-term, the federal expansion of dependent coverage will likely have a greater impact than similar expansions at the state-level, since the federal expansion will be accompanied by an individual mandate requiring almost all young adults to purchase coverage.

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