In 2007, Massachusetts enacted health reform that mandated health insurance coverage and set a standard for “minimum creditable coverage” (MCC). Given the coverage mandate, underinsurance became a salient issue. Underinsurance occurs when an individual’s health insurance does not sufficiently cover health care costs.
This policy brief examined the adequacy of coverage in Massachusetts after health reform. Interviews were conducted with adults between 18 and 64 in fall 2006, before health reform implementation, and fall 2007, one year after initiation of reform.
Health reform in Massachusetts appears to have increased coverage instead of moving people from uninsured to underinsured status.