Risks in the second half of work life: Ensuring health and income security

This grant supports a crosscutting analysis of the complex American system for providing continued health care coverage and wage replacement to people who lose their connection to work. As the large Baby Boomer generation enters the second half of their work life, they are more likely to lose income and affordable health care from temporary illness, chronic conditions, disability, involuntary job loss, widowhood, and early retirement. The current system relies on employers (for health insurance, short- and long-term disability insurance, and pensions), states (for workers' compensation, unemployment insurance, and Medicaid), and the federal government (for Social Security disability insurance and Medicare). Most analyses focus on one of these systems at a time, but often changes in one system have unintended consequences on others and on the families they serve. The project includes four steps: (1) assess how the current system protects health care access and income for older workers; (2) identify the challenges posed by an aging work force; (3) conduct analysis of specific gaps in the system; and (4) reach consensus findings on promising approaches to address these gaps. The project includes extensive communications activities to maximize its impact.

Grant Details

Amount Awarded $750,000.00

Awarded on: 5/24/1999

Time frame: 6/1/1999 - 11/30/2003

Grant Number: 36622


National Academy of Social Insurance

1200 New Hampshire Avenue, N.W., Suite 830
Washington, 20036-6830


Virginia P. Reno
Project Director