Health insurance purchasing cooperatives: Analysis of data on prototypes
The Foundation's Changes in Health Care Financing and Organization program was designed to support research, demonstration, and evaluation projects examining major changes in health care financing.The purpose of this project is to study large public employers' health plan purchasing practices as prototypes of health insurance purchasing cooperatives. The grantee will conduct a survey to inventory health plan purchasing practices and to estimate the effect of those practices on premiums. The survey will gather information about: (1) employers' decisions to offer multiple health plans; (2) standardization of benefit packages among the health plans; (3) information provided to employees during open enrollment periods; (4) risk adjustments which are made among the multiple plans; and (5) methods for determining employer premium contributions. The investigators will then study the relationship of these various activities to the total premiums paid by the firms. This research will identify those aspects of large employer purchasing practices which lead to success. The objective of this research is to provide information which could assist policymakers as they design and implement HIPCs.
Amount Awarded $237,096.00
Awarded on: 10/29/1993
Time frame: 11/1/1993 - 9/30/1995
Grant Number: 23270